Terms & Conditions

Effective 6/9/2026.

These Terms govern your use of Bawa Microfinance's websites, products and services. By accessing or using our services, you agree to be bound by these Terms.

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services.

Accounts

You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

Loans and financial products

All loan offers are subject to credit approval, verification of information and applicable regulatory requirements. Approved offers include specific terms, fees and repayment schedules disclosed at the time of offer.

Acceptable use

You agree not to use our services for any unlawful, fraudulent or abusive purpose, and not to attempt to circumvent any security or access controls.

Limitation of liability

To the maximum extent permitted by law, Bawa Microfinance shall not be liable for indirect, incidental, special, consequential or punitive damages arising from your use of our services.

Governing law

These Terms are governed by the laws of the jurisdiction in which Bawa Microfinance is licensed to operate. Disputes will be resolved under the exclusive jurisdiction of competent courts therein.

Contact

For questions about these Terms, contact us at bawamicrofinance@gmail.com.