Loans built around your life
From daily-instalment loans for shopkeepers to gold and two-wheeler loans — fast, fair and flexible.
Loan products
Find the right loan for you
Daily Basis Loan
Small-ticket loans repaid in convenient daily instalments — ideal for shopkeepers and vendors.
- Amount
- ₹5,000 – ₹50,000
- Interest
- Starting 1.5% p.m.
Weekly Basis Loan
Affordable financing repaid in weekly EMIs — perfect for traders and small businesses.
- Amount
- ₹20,000 – ₹2,00,000
- Interest
- Starting 1.75% p.m.
Monthly Basis Loan
Standard EMI loans with monthly repayments for salaried and self-employed customers.
- Amount
- ₹50,000 – ₹5,00,000
- Interest
- Starting 14% p.a.
Gold Loan
Instant cash against your gold jewellery with safe storage and the best per-gram rate.
- Amount
- ₹10,000 – ₹10,00,000
- Interest
- Starting 0.99% p.m.
Two Wheeler Loan
Affordable financing for new and used two-wheelers — ride home the same day.
- Amount
- ₹30,000 – ₹2,50,000
- Interest
- Starting 11.5% p.a.
Process
How a Bawa loan works
1
Apply
Apply in person at our Barnala office or call us.
2
Submit KYC
Share your basic KYC and income proof.
3
Get Approved
Receive an in-principle approval within hours.
4
Receive Funds
Funds disbursed in cash or to your bank account.